Openbook Health delivers rigorous price transparency analysis for self-funded employers — revealing the gap between what you're paying and what you could pay.
PPO networks were designed to give insurers leverage — not to save your plan money. In most cases, "negotiated rates" are still multiples of what a self-funded employer with the right intelligence could pay directly.
Federal price transparency rules now require hospitals to publish their actual rates. Openbook translates that data into actionable savings intelligence — before your next renewal.
Three phases. Concrete numbers at every step. No guesswork, no generalities.
Every engagement produces a specific, defensible savings number — grounded in published hospital data and ERISA-aligned fiduciary analysis.
Openbook Health was founded after a simple, uncomfortable discovery: for a 2,000-life self-funded employer, the "negotiated" PPO rates were consistently — and significantly — higher than cash pay. The employer was paying more by being in the network.
We built a Services-as-Software model to make this intelligence operational, not theoretical. We don't sell software licenses. We deliver findings, frameworks, and fiduciary cover — so plan sponsors can act on their legal obligations with confidence.
Openbook works at the intersection of federal price transparency data, direct contracting strategy, and ERISA fiduciary best practices. We keep our client roster small and our analysis precise.
Free initial analysis for qualifying self-funded employers. We'll run your top procedures against published hospital rates and show you the gap.